Expected closing costs

 Kristi's Properties can walk you through closing - 254-248-1212
There are certain ordinary costs accompanying closing the sale of a house. These fees are commonly divided between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Texas to help direct you through the deal.

Costs pertaining to your loan to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, we'll not only work to get the highest sales price, but we'll also advocate for limited closing costs. And once we've come to an agreement, we'll explain in detail the closing costs so you know exactly where your money is going.

Buyers: If you're buying a house in Gatesville, you will get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an acceptable range so you're not surprised when you arrive at the closing appointment. We'll be willing to look through the estimate with you, answering your questions and highlighting any estimates that are uncertain.

Finding the right home at the right price is just one aspect of a home sale or purchase. Kristi's Properties is experienced at helping both buyers and sellers when it comes to closings. E-mail or call me today at 254-248-1212 if your needs include a professional REALTOR® experienced in the business side of real estate.

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